Is There an Average SSDI Payment That Someone Would Receive Each Month? Is There a National Average or State Average?
Your Social Security Disability Insurance (SSDI) payment is based on your earnings and work history. If you’re a high earner, such as a doctor or a bank president, and you become disabled, your earnings will have been higher year after year than a part-time worker at a fast-food restaurant; therefore, your monthly benefit amount will also be higher.
Do I Have to Report a Personal Injury Settlement? Will That Impact My Disability Benefits?
No. A personal injury settlement will not offset your Social Security disability benefits, so you do not have to report it.
If the Personal Injury That Will Reap the Social Security Disability Benefits Is Related to an Ongoing Personal Injury Case, Does That Impact the Timeline? Does One Need to Be Resolved First?
Your Social Security disability benefits and your ongoing personal injury case run on two separate tracks and do not overlap. Oftentimes, the medical records generated in a personal injury case can provide useful evidence to Social Security regarding proof of your disability., but there’s no need to settle one claim before the other.
What About Workers’ Compensation Benefits? Does the Benefit for Workers’ Compensation Offset Social Security Disability Benefits?
Yes. In certain states, the workers’ compensation will reduce or offset your Social Security disability, and in other states, Social Security will offset your workers’ compensation benefits. In California, for example, workers’ compensation is paid in full and those benefits can reduce or offset your Social Security disability.
Can You Draw Long-Term Disability and Social Security at the Same Time?
Yes, you can draw both at the same time; however, many private long-term disability insurance providers will offset the benefit plans when and if your Social Security disability gets approved. Social Security will provide you backpay for when you became disabled, and those months or years of backpay will retroactively offset prior benefits received on a long-term disability insurance plan, per the language used in your plan.
What Is One Reason Your Monthly SSDI Payments Might Be Decreased?
If you’re receiving additional benefits for a minor child who meets the requirements, you will lose that additional benefit when the minor becomes an adult (i.e., turns 18 and is no longer a full-time high school student).
Is There a Maximum Amount of Social Security Disability Benefits That Someone Can Receive?
In 2020, the maximum amount is $3,011 per month. As previously mentioned, your maximum amount is based on your past earnings. For example, if a medical doctor earning $200,000 a year becomes disabled and qualifies for Social Security disability, their maximum benefit would be $3,011. Compare that to a person with middle earnings, $15,000 to $18,000 a year; the maximum benefit in this case might range from $700 to $1,100.
For more information on Social Security Disability In California, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (310) 554-5188 today.
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