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Disability Law Offices of Tony Adderley

Beyond Workers’ Compensation: Third-Party Liability

  • By: Tony Adderley
  • Published: August 30, 2013
WHAT HAPPENS TO MY SOCIAL SECURITY DISABILITY BENEFITS IF I RETURN TO WORK

The amount of monetary compensation that the victims of job-related injuries can recover is usually restricted by the workers’ compensation system. Workers’ compensation was originally created to cover the needs and expenses of workers during periods of job-related injury and recovery. Although your employer probably “covers” your work-related injuries, workers’ compensation payments may not in fact cover all of your real losses and needs.

However, if a third party’s neglect, oversight, or malice caused your workplace mishap, you should speak as quickly as possible to a workers’ compensation attorney. You may be able to recover additional damages from a third party if that party was in any way responsible for your workplace accident. A workers’ compensation attorney will be able to assess your case for you and defend your right to full injury compensation.

A majority of workplace injuries happen when workplace equipment fails or otherwise malfunctions due to a design, engineering, or production flaw. Employees who become victims in these cases may choose to pursue a product liability claim against the equipment manufacturer. When workers who are driving as part of their work are injured by another driver, they can frequently win a personal injury claim against the other driver or against that driver’s auto insurance provider. And these are just several of assorted ways that non-employer third parties may be legally held accountable for some workplace injuries.

My advice to anyone who has been injured in the workplace is straightforward: speak to a workers’ compensation lawyer as quickly as possible. A workers’ compensation lawyer can explain the often-complex legal process you will face and will guide you through that process. Additionally, a good workers’ compensation attorney will try to speed up the process so that you receive your compensation in a timely manner. If you are applying for worker’s compensation or just considering becoming an applicant, speaking to a workers’ compensation attorney is the wisest move you can make.

About the Author Tony Adderley has been working as a professional advocate for
individuals entitled to Social Security Disability (SSD) and worker’s
compensation benefits for more than 20 years.